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More Sellers Decide to Delist Their Homes

One agent’s take: “Some sellers are having a hard time grasping that we’re not in a housing-market frenzy anymore … that they missed the boat on getting a high price.”..

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Fla. Developers Hold Off as Insurance Costs Grow

Risk insurance that covers construction damages is up 30%, and the rising cost of all types of needed insurance is causing some builders to reconsider new projects...

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FHA Announces 2023 Loan Floors and Ceilings

Loans for single units range from $472,030, the floor, to $1,089,300, the ceiling. For four units, it’s $907,000 to over $2M – and in some non-Fla. areas, over $3M...

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Forego Insurance? Owners with Loans Can’t Opt Out

“It’s too expensive,” isn’t a good excuse. Lenders can “force-place” insurance that owners must pay – and that coverage protects the lender more than the owner...

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HUD Rental Survey Finds Tons of Small Investors

The U.S. has 49.5M rental units, and 46% are in buildings with four units or less. Of those, mom-and-pop investors own 70% – 1 out of 3 units nationwide...

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Fla.’s Affordable Housing Fund to Surge in 2023

The Florida Housing Coalition expects the state’s affordable housing trust fund to have $403M in it next year – a notable increase from this year’s $360M...

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Marketing Service Agreements, RESPA and You

It’s not illegal to have a marketing service agreement (MSA), but the Real Estate Settlement Procedures Act (RESPA) rules do tie your hands a bit. Here’s what you need to know for a successful MSA that doesn’t break the law...

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Think You Know the Code of Ethics? Take the Quiz

Think you know the Code of Ethics backwards and forwards? Test your knowledge and have a little fun with this Code of Ethics quiz...

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Fed Inflation-Percent Gauge Hits One-Year Low

An inflation measure used by the Federal Reserve found prices up 6% in Oct. While still too high, it’s the lowest inflation price increase since Nov. 2021...

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At 6.49%, Mortgage Rates Down for Third Week

After hitting a 20-year high above 7% less than a month ago, the average 30-year, fixed-rate loan has fallen almost half a percentage point...

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